The Trust is a non-profit organization established in 1950 by the Massachusetts State Automobile Dealers Association (MSADA). Subsequently, the Trust severed its relationship with the MSADA and, in accordance with requests from dealers and other automotive related interest groups, we expanded to include other New England states. Currently the Trust insures Dealers in Massachusetts, Connecticut, New Hampshire, Vermont and Rhode Island.

As a direct result of the Trust's size, we have been able to negotiate competitive rate levels with various insurance companies throughout the years. Routinely, Dealers are able to procure more competitive rates through the Trust than by going directly to an insurance company. There are no dues to be insured through the Trust. Expenses are offset through reimbursement levels that are included in the monthly rates. However, the Trust does include a $25 monthly billing fee. As a rule, the Trust recognizes and encourages the use of insurance brokers.

Currently the Trust's medical coverage is under the HMO New England format and is administered through Anthem Blue Cross Blue Shield of Connecticut. In addition, the Trust administers all of the Anthem Blue Cross Blue Shield products available to Dealers in the state of CT.  The programs are designed to offer unilateral Blue Cross coverage throughout New England and CT, regardless of where an employee may work or reside.  The Trust also offers group Life, AD&D, Short Term Disability Income through the Anthem Life Insurance Company and group dental coverage through Delta Dental of Massachusetts.

In that the Trust is non-profit and is run by Dealers for Dealers, our main objective is to service our members through complete insurance administration, including direct billing of COBRA recipients. We pride ourselves on servicing our members and providing valuable benefits at competitive rate levels. Through the efforts of an independent insurance consultant we evaluate the competitiveness of our rate levels annually. Our goal is to provide a quality product at competitive rate levels through insurance companies that are both known and respected on a national level.